Top 12 Websites That Provides Quick Loans Without Collateral In Nigeria

Before you proceed, please be aware that Invoice NG isn’t a loan supplier. Thus, all demands for loans and related services will be ignored.

That loan is just an instrument that is financial helps both companies and folks to meet up bills. Nevertheless, many loan providers frequently require a kind of security to act as protection before they give-out the mortgage to make certain its repayments.

Maybe Not every individual in Nigeria has whatever they can tender as collateral to access a loan. This is the reason loans without collateral are particularly crucial. Luckily today, business people and people can put on for fast loans that are online setting up their assets as security.

Not enough money is amongst the major problems to do company in Nigeria. With all the brand new fast and easy on line funding options, lenders creditworthiness that is evaluate capability to pay off within a stipulated time period and could approve a quantity of loan according to that evaluation.

On this page, we chatted in regards to the top websites in Nigeria that provide fast loans to small enterprises and people without security in Nigeria.


GroFin provides tiny and Medium Enterprise (SME) finance/business loans across Africa & the center East. Then GroFin is your best short if you have investible numbers and you looking to expand your business.

With GroFin, organizations can access business loans between US$100,000 and US$1.5 million. Then you can submit your online application here if you think your business ticks the required checklist.


Final from the list is SMEDAN, a government-backed effort to provides fast and simple loans to Nigerian SME’s businesses looking for funding. The fundamental mission of this company is always to market entrepreneurship among Nigerians and offer money to begin the business enterprise.

Apart capital, SMEDAN provide business people with hands-on support and training to assist them to run their company. If you wish to make use of, click on this link to gain access to their application that is online portal.


Lidya can be a platform that is online provides companies usage of finance. The working platform offers little and medium-sized companies with short term loans of between $500 and $15,000.

In line with the founders, “Lidya uses technology and algorithms to evaluate the danger before giving the loans, it permits them to provide lending options to those clients at an inexpensive.”


Aella Credit is building platforms that allow it to be easier for folks in Africa to get usage of financing. Mainly dedicated to employee financing and empowerment, the business was associated with three primary credit bureau agencies in Nigeria to supply fast and affordable loans without any documents to its clients.

Aella Credit runs on the credit that is proprietary algorithm to look for the creditworthiness of the users. The algorithm, that has been built following the group gathered over 5 years of market data and analysis, processes an applicant’s eligibility for a financial loan by considering social and demographic factors since well as his or her financial obligation to earnings ratio.


Zedvance is just a customer finance business invested in supplying credit rating to people. You can easily borrow up to 3 Million Naira within just a day.

The company especially offer loans to wage earners however if you will be a income by having a part company, it is possible to select the deal up to finance your online business usage.


Paylater is definitely an easy and totally online lending platform that provides short-term loans to people and small enterprises in Nigeria to simply help cover unforeseen costs or urgent money requirements.

With Paylater, you’ll access as much as 500,000 Naira loan with no security. As soon as your application is authorized, funds are generally gotten within 1 – 3 company days. Making repayments that are on-time give you use of higher credit restrictions for the next loan.


KiaKia is just a electronic cash loan provider for Nigerian businesses. KiaKia makes use of psychometry, big-data, device learning and electronic forensics for the credit danger assessment algorithm to deliver direct and peered individual and loans to an incredible number of people and SMEs without credit information.

The title KiaKia ended up being based on a Nigerian language this means fast” that is“Fast. Based on them, the perfect solution is is simple and fast, but extremely efficient and effective.


Formerly referred to as One Credit, OneFi is a credit facility business which provides consumer that is short-term to credit-worthy those with limited use of finance.

One-Fi loan payment period is usually between 3 – six months, with loan amounts up to N200,000 or higher.

9. C24

C24 Limited is really a microfinance organization that was founded with all the single objective to generate an avenue for folks to actualize possibilities them access cash loans when they need it around them, by helping.

C24 understands the necessity for quick money loans as well as the requisite of faster loan processing time. Their online loan process has been optimised to greatly help candidates steer clear of the stress connected with other loan providers.


QuickCheck is just a lending that is modern for people and smaller businesses. QuickCheck makes use of mobile technology make it possible for people and smaller businesses to achieve use of credit that is financial.

In line with the platform, users can access fast and hassle-free loans all the way to 30,000 Naira with no security for a extent of either 15 or 1 month.


Specta is definitely an online lending platform that provides you with loans as high as 5 Million within one deal all within five minutes! No collateral, no documents with no stop by at any workplace. With Specta, it is possible to care for urgent individual and business requirements anywhere, anytime.

Specta has 2 loan services and products, MySpecta that offers individual loan services and Specta4Business which gives fast and available loan for corporates and companies.


FastCredit provides loans to micro, tiny and enterprises that are medium help business development. The loans are supported by guarantors and they are for a tenor that is maximum of months for business people that meet the requirements.

Irrespective of loans, in addition they provide simple and easy fast ‘all-purpose’ money loans to employees of corporates including the banking institutions, TELCOs, Insurance/other banking institutions, FMCGs, Pharmaceuticals, Aviation, coal and oil employees etc to allow them urgently meet their consumer requirements.

Leave a Reply

Your email address will not be published. Required fields are marked *